With healthcare costs rising and more and more employers and individuals finding it difficult to afford healthcare, SAAGII’s Whealthcare may be just the answer for you. With low pre-negotiated provider rates, a self-funding system, and SAAGII’s unique rollover option at the end of the year, almost everyone can now have affordable healthcare.

Once you’re a member of SAAGII, you will be able to determine just how much healthcare coverage you might want/need at any given period of time. You can add to your account at any time and do not need to wait until the beginning of the year. SAAGII’s benefits are greatest for those individuals and families who are generally healthy; however substantial savings are also available for members with heavier healthcare usage as can be seen here.

SAAGII’s Whealthcare has many unique features designed to benefit both the member (patient) as well as the physician. SAAGII makes it possible for virtually everyone to have some level of healthcare access. The healthcare providers also see several benefits: payment for services occurs right at the time the service is performed (known as PATIOS), so there is no billing and no waiting for payment from the patient; since SAAGII is not an insurance company, there are no "insurance" forms to process, which in turn means less administrative costs; when the member realizes that he or she actually has control of his/her own healthcare, they are more likely to visit the doctor as the need arises instead of putting it off; and they can still see a substantial cost savings over the common health "insurance policy" coverage that they have had in the past. This also means that the physician is more likely to diagnose illnesses sooner so that treatment is less invasive and costly for the patient.

The efficiency of Whealthcare compared with traditional insurance is also illustrated here.